Data and Fraud Validation Reports

The Application Data Validation (ADV Fraud Report) is a single comprehensive report on the fraud risks identified within the mortgage application. The verification uses a massive network of consumer, property and corporate information to reduce fraud risk and comply with fraud detection guidelines.

ADV-120 (Application Data Validation Package)

ADV-120 is a comprehensive validation package approved by Chase Rural, providing alerts against key loan data including: Borrower ID, MERS Liens, Occupancy, SFR Ownership, Employer ID, Property Information, Neighborhood Factors, Watch Lists, FEMA and Summary of Findings. (Powered by PitchPoint)

ADV-130 (Application Data Validation Package)

ADV-130 is very similar to the ADV-120 (a comprehensive validation package approved by Chase Rural, providing alerts against key loan data including: Borrower ID, MERS Liens, Occupancy, SFR Ownership, Employer ID, Property info, Neighborhood factors, Watch lists, FEMA and Summary of findings) with additional Income Estimation and AVM. It is approved by Stonegate Mortgage. (Powered by PitchPoint)

ADV-40 (CitiMortgage Validation Package)

ADV-40 covers the six core CitiMortgage validation data points. These include: borrowers/co-borrowers SSN, address, phone, employer’s address, MERS liabilities and subject property address. The report comes with a summary of findings and detailed results of each validation including a risk score. This report is approved by CitiMortgage. (Powered by PitchPoint)