About Us

Universal Credit Services has grown to be one of the largest National providers of mortgage services, lending services and tri-merge credit reports by consistently providing the industry’s top customer service. Since 1992, Universal Credit has helped industry leaders mitigate risk, close loans faster, overcome underwriting challenges, save on costs and provide professional assistance every step of the way.

We live in a world where we are all increasingly aware of the importance of information. As such, our services deliver meaningful insights to help businesses and consumers spot opportunities and manage risk.

We invest in great people to provide great service. There are no membership fees, no minimum volume requirements, multiple report formats and flexible LOS reporting systems, so that you can gather information and use it to the best of its ability. Also, we have diverse industry experience in banking, mortgage lending, real estate, energy and automotive.

We know that you have many choices in credit reporting services. Our high-caliber, offered services and impeccable customer service help make that choice a simple one.

Our team of dedicated professionals are waiting to serve you and your clients’ needs immediately. Begin your journey with Universal Credit and see the difference.