Products for the Entire Loan Cycle

FAST & EASY Ordering
National Coverage
Competitive Pricing
Customer Focused
Serving You Since 1992

Contact Us Today!

Serving You for Over 25 Years!


Universal Credit Services is a Top Ranked National Credit Reporting Agency providing Credit Report Services and lending products to support the entire loan life cycle. For Over 25 Years, Universal Credit Services has helped Mortgage Lenders, Mortgage Brokers, Banks, Credit Unions and Small Businesses overcome lending challenges, save on costs and provide professional assistance.

  • No Voicemail. We’re here when you need us.
  • Tri Merge Credit Reports
  • Soft Pull Credit Reports
  • CreditXpert® Suite of Products
  • Fast Response on Supplements/Updates
  • Rapid Rescores
  • 4506T- Tax Return
  • Verifications VOE/VOI
  • Flood Reports
  • Appraisal Management Services (AMC)
  • Custom API Integrations
  • Integrated with all Major LOS systems

Our Products & Solutions


By offering products that cover the entire loan life cycle, we have been able to save an average of 15% for those who have switched over to our company.